Commercial Insurance

We offer a wide range of products for all types of commercial operations. Generally, commercial insurance falls into the categories of retail, contractors, realty, garage auto, hospitality, office and manufacturing. Surety Bonds are also available. Commercial policies can be very complex depending on the type of business conducted. If you wish to be contacted to discuss a risk assessment and quote, please complete the form below and we will have a commercial broker contact you. Our commercial liability policies start as low as $750 annual premium.

Commercial Quote

If you would like a quote for Commercial Insurance, please fill out the form below and we'd be happy to get back to you with a quote. If you wish a commercial auto quote, please send us an e-mail through info@bhinsure.ca and we will send you a form to complete.

Contact Information:
Name:
Email Address:
Address:
City:
Province:
Postal Code:
Phone Number:		enter as (555) 555-5555
How do you wish to be contacted?		Email    Mail    Phone    ( daytime    evening)
General Questions:
What type of business?:		Contractor    Retail     Office    Realty    Hospitality     Garage
Building:		Owned      Rented
If building owned, estimated replacement value:
Burglary Protection:		N/A Standard physical protection Superior physical protection Security guards Local alarm and standard physical protection Local alarm and superior physical protection Monitored alarm and standard physical protection Monitored alarm and superior physical protection
Hydrant protected?		yes     no
Value of Equipment &/or Stock :
What are the gross receipts?
Number of years in business:
Prior Insurance:		yes     no
Have there been any insurance claims in the last 5 years?		yes     no
Liability amount requested:		$2,000,000     $5,000,000
How did you hear about us:		(choose one) Friend/Referral Internet Search Yellow Pages Newspaper Ad Flyer Other website
Reason for Enquiry:		(choose one) Better Service Price Policy Cancelled First time insured
Please copy the following text into the textbox

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Commercial FAQ's

If you need more information, e-mail us your questions at info@bhinsure.ca.

1.  Why do I need commercial insurance?

The purpose of commercial general liability insurance is to protect the corporation and/or principles of the business from losses such as bodily injury or property damage. Commercial policies contain many exclusions and thus seeking the advice of a professional broker is key in securing proper insurance coverage.

2.  Home Based Business - Doesn't my homeowners insurance cover everything?

Personal insurance policies specifically exclude coverage for property and liability in connection with business activities. Some home based businesses can be covered with an extension to your existing home policy.

3.  Samples of Types of Insurance

The following is a small sample of the types of insurance available:

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Commercial Links

Landlord and Tenant Board

Ministry of Labour

Entrepreneur Magazine

Canadian Business Magazine

Workplace Safety and Insurance Board

Workplace Hazardous Materials Information System (WHMIS)

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